Small business loans to meet your needs.
We start with $5k relationship-building loans on reasonable terms. You’re invited to apply and provide feedback as we launch and improve our products and grow our loan fund capacity to offer up to $100k to returning customers!
Faster than most banks.
Better terms than most credit cards.
BOSS Index
Discover insights about your business leadership strengths and areas for growth.
Online application
Take the opportunity to tell your story and let us take a peek at your financials.
Fast decisions
We make loan decisions within 2-3 business days.
What is GoodBread?
1
Complete an application
2
Get a loan decision
3
Share your feedback
Be first in line for loan consideration and play a pivotal role in shaping GoodBread’s future products.
Integrity and trust are baked right in.
No surprises
Transparent, clear, and honest work because you have enough to worry about.
Lending based on who you are
You’re more than your credit score. Let’s get to know one another.
Partnership beyond capital
We’re dedicated to gaining an understanding of your goals and challenges.
Frequently asked questions
Are you lending money right now?
Yes! We are offering loans up to $25k for well-qualified applicants who are participating in our Beta program. We’re an early-stage company, so our pool of loan capital is limited. Interested in investing to improve access to capital for small businesses? Reach out!
What are your minimum requirements to make a loan?
We’re lending to small businesses that are based in New York to start.
How are you different from other lenders or banks?
At GoodBread, we aim to disrupt the lending status quo by looking at the whole person plus the business, not JUST the numbers. We also believe that what happened several years ago isn’t your whole story, and look into recent behavior and activity as a better predictor of loan repayment.