Join the GoodBread beta
We’re launching our new lending platform making loans to small businesses based on both the business fundamentals and the business owner as a person. Join us as an early adopter! You have:
- Business based in New York
- In business for more than one year
- $150,000 or more in annual revenue
- Excited to help launch a more equitable loan solution for our communities
Join the beta, and you’ll be among the first in line for consideration for our first loans. We’ll ask you for lots of feedback on our systems and processes, and you’ll get access to capital.
Please note that this is not a loan application, and no loan decisions will be made on this information.
Use the loan for:
- Hiring part-time help or seasonal staff
- Buying or renting new equipment
- Ordering new inventory
- Expanding to a new market or second location
- A down payment on an asset
GoodBread is disrupting the status quo of small business lending.
At GoodBread, we aim to disrupt the status quo of lending by looking at the whole person and business, not JUST the numbers. Our goal is to build more fair and equitable underwriting for small business loans.
We’re looking for:
- Small business owners in business for at least 1 year
- Making at least $100k in revenue a year
- Based in New York State
- Have a growth mindset and a clear vision for how they’d use the $5,000 loan
What is a Relationship-Building Loan?
We are starting with Relationship-Building Loans, which are small, short-term loan that serves as a way for us to get to know each other. GoodBread will get to know you and your business, and you’ll get to know and feel comfortable with us. It’s a great opportunity for small business owners who are looking for a bit of extra capital to put into their business and who are also looking for a potentially longer-term business partnership.
You’ll Get:
- Access to a small loan
- A knowledgeable partner you can rely on
We’ll Get:
- To know you
- To understand your business
- To see if there’s an opportunity for a larger loan in the future
Questions you
may have:
Are there only small loans available now?
Right now, yes. We will offer larger loans in the future.
Why are you doing this?
We want to create a more equitable underwriting experience for small business owners. You’re not just your credit score or other string of numbers, and we’re looking to find ways to even the playing field when it comes to small business lending. We want to bring more trust and transparency to the underwriting process, so small business owners can feel confident in their borrowing decisions.
How are you different from other lenders or banks?
Our underwriting process takes many factors into consideration, far beyond your credit score. At GoodBread, we aim to disrupt the status quo of lending by looking at the whole person and business, not JUST the numbers. Our goal is to change the way small business owners can access more dough by making the loan application process as transparent as possible.
Investing in your business is investing in you
Second Location
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