What’s on your mind? Ask us anything!
Do you have a question or challenge you’re wrestling with and want some thoughtful guidance?
Our team has many years of experience and is glad to give first to small business owners who are seeking more than just financial solutions.
Apply for a loan or access a roundtable

Ready to apply for a loan?
We’d love to have you complete our application. We’re seeking feedback on the process, though we’re making a limited number of small loans right now. Early beta applicants will be first in line for consideration, and play a key role in refining our offerings.

Join an Access to Capital roundtable
Feel like you could use some advice from other owners in the trenches just like you? GoodBread hosts regular roundtable sessions where small business owners share challenges and ideas with peers, and help craft immediately actionable solutions.
Frequently asked questions
Are you lending money right now?
Yes! We are offering loans up to $25k for well-qualified applicants who are participating in our Beta program. We’re an early-stage company, so our pool of loan capital is limited. Interested in investing to improve access to capital for small businesses? Reach out!
What are your minimum requirements to make a loan?
We’re lending to small businesses that are based in New York to start.
How are you different from other lenders or banks?
At GoodBread, we aim to disrupt the lending status quo by looking at the whole person plus the business, not JUST the numbers. We also believe that what happened several years ago isn’t your whole story, and look into recent behavior and activity as a better predictor of loan repayment.