What we do
We make loans more accessible for small business owners.
Our core belief
We believe in small businesses and the entrepreneurs who build them.
Business owners are the lifeblood of innovation and critical to America’s economy and culture. And yet, getting funding remains a major challenge for many.
33M+
small businesses in America make up 99.9% of all US businesses
81%
of small businesses are self-funded, which limits their growth opportunities
>30%
approval rates on traditional bank loans
>70%
dissatisfaction with current online options
Our founders
We’re passionate about our mission to make borrowing simple, fast, and fair.
Noa Simons
Chief Executive Officer & Co-founder
Noa Simons is an entrepreneur, investor, and ecosystem builder. She’s driven to make capital more accessible for small business owners across America.
Seth Levine
Chief Strategy Officer & Co-founder
Seth Levine is an investor, advisor, author, and entrepreneur. His book, The New Builders, is about the changing nature of entrepreneurship in America today.
Our backstory
Our partners and investors
We’re proud of the team of supportive individuals, advisors, and organizations who are helping bring GoodBread to life.
Frequently asked questions
Are you lending money right now?
Yes! We are offering loans up to $25k for well-qualified applicants who are participating in our Beta program. We’re an early-stage company, so our pool of loan capital is limited. Interested in investing to improve access to capital for small businesses? Reach out!
What are your minimum requirements to make a loan?
We’re lending to small businesses that are based in New York to start.
How are you different from other lenders or banks?
At GoodBread, we aim to disrupt the lending status quo by looking at the whole person plus the business, not JUST the numbers. We also believe that what happened several years ago isn’t your whole story, and look into recent behavior and activity as a better predictor of loan repayment.