GoodBread is different: we’re building a small business lending platform that starts with trust. We get to know both the business and the person behind it.
We underwrite based on the whole picture – behavior, business fundamentals, and momentum – so we can make more holistic decisions and support our clients more effectively.
Easy application – takes ~15 minutes
Quick decisions – you’ll hear from us within a couple of days
Competitive rates – loan terms are designed for sustainable growth
We’re building the go-to capital partner for small business owners – supporting both the individual and the business with funding and services for long-term growth and sustainability.
We’re developing tools that combine behavioral insights, character traits, and real-time financials to open doors that traditional models miss. We look for ways to get to yes!
We’re developing tools that combine behavioral insights, character traits, and real-time financials to open doors that traditional models miss. We look for ways to get to yes!
Yes! For well-qualified small businesses, we offer loans of up to $50K. For businesses with less established cash flow and lending history, our smaller starter loans help build a relationship and payment history that can unlock larger loan eligibility.
Businesses need to have a separate legal entity, business bank account, and have been in business for at least 6 months to apply. The business needs to demonstrate ability to repay the requested loan on current cash flow and have a business use for funds that aligns with growth and sustainability.
GoodBread is different because we underwrite the whole person – blending behavior, character, and real-time financial data – and go beyond repayment with servicing that supports growth, leadership, and connection. We’re not just giving out loans; we’re building lasting partnerships.
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