Effective Date: June 25, 2025
GoodBread Innovations, Inc. (“GoodBread,” “we,” “our,” or “us”) is committed to protecting your privacy. This Privacy Policy describes how we collect, use, and disclose your information when you access or use our software, mobile applications, websites, or other services (collectively, the “Services”). This policy applies solely to information processed by us through the Services and does not extend to practices of third parties, such as banks or business partners, who maintain their own privacy policies.
You may view general information on our website without submitting personal data. However, certain Services—such as account creation or funding applications—require you to provide information.
Information You Provide:
Account and Business Information: When registering or applying for funding, we collect your name, postal address, phone number, email address, business details, and personal identifiers (e.g., Social Security Number, driver’s license, or passport), unique personal identifier, online identifier, Internet Protocol address, email address or other communication information.
Transaction Information: We collect data necessary to process funding and payment requests.
Information from Other Accounts:
GoodBread uses Plaid, Inc. to gather verification data from financial institutions, and may provide options to connect to additional third-party services (e.g., QuickBooks, FreshBooks, or Xero). Please note that in order to use this option, you will need to have, and may need to be actively signed in to, an existing Third-Party Account.
Automatically Collected Information:
We gather data such as your IP address, device type, browser details, and usage activity (e.g., pages visited, links clicked) to enhance functionality and security.
We use your information to deliver, maintain, and enhance our Services, including:
Cookies and Tracking Tools:
We employ cookies and similar technologies to monitor usage and enhance your experience. You may adjust cookie preferences via your browser settings.
We disclose your information as necessary to provide the Services or meet legal obligations, including with:
Service Providers: Trusted third parties (e.g., payment processors, open banking connectors, loan servicing providers) who assist us, bound by confidentiality obligations.
Legal Authorities: As required by law, in response to legal processes, or to protect GoodBread, our users, or the public.
Business Transfers: In connection with a merger, acquisition, or asset sale, your information may be transferred.
You have options regarding your information:
Marketing Opt-Out: Unsubscribe from marketing emails using the link provided; account-related notices will continue.]
Cookie Management: Modify browser settings to control cookies, noting this may impact Service functionality.
Information Updates: Revise your account details directly or email support@goodbread.net for assistance.
We implement reasonable measures to safeguard your information, though no method is entirely secure.
Security Practices: We use industry-standard protections but cannot guarantee absolute security. You are responsible for securing your account credentials.
Retention and Accuracy: We retain your information as needed for the Services or as legally required. Update or correct it via your account or by contacting us.
Our Services are not designed for individuals under 18. If we learn we have collected such information, we will delete it promptly. Contact us at support@goodbread.net if you suspect this has occurred.
We may revise this Privacy Policy periodically. Significant changes will be communicated as required by law. The current version is available on our website, and continued use of the Services signifies acceptance of updates.
For questions or concerns about this policy or your information, please reach out to us at support@goodbread.net.
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